The first time I dreamt up this loaf, I was preparing to head to the grocery store and noticed the overly ripe bananas on the counter. An interesting idea came to me: “What if I combined my love for banana bread with carrot cake? Could this be a thing?”
In my mind, absolutely.
If you’ve been a fan of AK for a while now, you know that this incredible carrot cake banana bread is an all-time reader favorite. Try this bread out for Easter with your family. Better yet, double it and keep a whole loaf for yourself! Trust me, you’ll want to.

What makes this carrot cake banana bread healthier?
The biggest challenge was figuring out how to make this bread with more wholesome ingredients, but still make it feel a little indulgent and taste really incredible, too! Somehow I pulled it off and the recipe just works beautifully. The taste is deliciously moist, perfectly spiced, and it feels like an actual treat. This recipe is:
- Naturally sweetened. This healthier carrot cake banana bread recipe is baked with unrefined sugars and is naturally sweetened with just ripe bananas, applesauce, carrots and some coconut sugar. I use powdered sugar in the cinnamon cream cheese frosting, but you could also try using my paleo powdered sugar for it.
- Filled with whole grains. It’s also made with whole grains from whole grain flour and oats, making it a great, fiber-filled snack to enjoy anytime.
- Packed with vitamins. Hello, vitamin A, K, potassium and antioxidants from carrots!
- Lower in fat. I replaced some of the oil with applesauce, which still keeps the bread super moist and delicious. I’m all about incorporating healthy fats, which is where those delicious walnuts and the shredded coconut come in!

Everything you’ll need to make this carrot cake banana bread
This bread uses simple ingredients that you likely already have at home, making it the perfect quick bread to throw together in no time at all. You’ll need:
- Flour: instead of all-purpose flour, I used whole wheat pastry flour for an extra boost of whole grains and fiber.
- Oats: get that slightly chewy texture of carrot cake from quick oats!
- Bananas: make sure you use extra ripe bananas with lots of brown/black spots to sweeten the bread.
- Coconut sugar: this recipe only calls for a 1/2 cup of coconut sugar in the entire recipe. Feel free to sub with brown sugar if that’s what you have on hand.
- Applesauce: I replaced most of the oil with applesauce to keep this bread moist and add delicious flavor.
- Coconut oil: we will, however, add some coconut oil for a boost of fat.
- Milk: you’ll need to add additional moisture with milk. Almond milk or coconut milk are great dairy-free options.
- Eggs: we’re adding one egg to the bread to help it bake properly.
- Carrots: gotta have freshly grated carrots for the carrot cake flavor! They also give the bread additional sweetness and moisture.
- Baking staples: get that cozy flavor from cinnamon, nutmeg, and vanilla extract, then remember to add salt and baking soda.
- Mix-ins: I like to add chopped walnuts for a little crunch and boost of healthy fats, but see below for even more fun options!
- For the frosting: you’ll just need cream cheese, powdered sugar, cinnamon, and a bit of vanilla extract to make the light & fluffy cinnamon cream cheese frosting.

Optional ingredient swaps
If you’re missing some of the ingredients listed here are a few easy swaps you can make:
- DIY quick oats. If you don’t have quick oats, simply place 1/2 cup old-fashioned rolled oats in a blender and pulse for 20-30 seconds until the oats break down a bit.
- Swap your sweetener. You can use 1/3 cup honey or pure maple syrup in place of the coconut sugar if you’d like.
- Sub the coconut oil. Any oil, melted butter, or melted vegan butter will work.
- Keep it refined sugar free. Feel free to try using my paleo powdered sugar in the frosting!
- Add your favorite mix-ins. Shredded coconut, raisins, pecans instead of walnuts, or pineapple would all be delicious.

Can I use a different flour?
- All-purpose flour. If you’re out of whole wheat pastry flour, feel free to use 3/4 cup all-purpose flour + 3/4 cup whole wheat flour.
- Gluten-free flour. I haven’t tested it, but I think a 1:1 gluten-free all-purpose flour would work well.
Can I make it vegan?
Yes, I think a flax egg would work well in this recipe! Get all of our tips and tricks for making a flax egg here. Be sure to use a dairy-free cream cheese in the frosting as well!

Tips & tricks for making this carrot cake banana bread
- Follow the recipe. The best way to ensure the success of this easy carrot cake banana bread is to follow the recipe and use the exact ingredients as written (unless I note specific substitutes).
- Use a room temperature egg. If your egg is too cold, you risk the little bit of coconut oil coagulating. To bring your eggs to room temp, simply place them in a bowl of warm water for 3-5 minutes before you use them.
- Do not overmix the batter. If you overmix the batter, you’ll end up with a bread that’s more dense and gummy instead of fluffy and soft.
- Use fresh baking soda. If your baking soda is older than 3 months, I suggest grabbing a new one for best baking results.
- Line your loaf pan. I recommend lining your loaf pan with parchment paper AND spraying it with nonstick cooking spray so that your bread comes out easily.

Want to make carrot cake banana muffins?
It’s easy! Turn this bread into muffins or cupcakes by simply making the batter as directed, then dividing it into a muffin tin lined with muffin liners. Bake the muffins for around 15-20 minutes until a tester comes out clean.
Otherwise, feel free to try my healthy carrot cake muffins!
Make it ahead of time
This carrot cake banana bread can be made a day or two ahead of time! Just wrap in plastic wrap to seal in moisture and frost before you serve. Banana bread is always best the next day.
How to store carrot cake banana bread
- To store: this bread can be left wrapped at room temp for 2 days, then I recommend transferring it to the fridge for up to 1 week.
- To freeze: let the loaf cool completely and either cut it into slices before placing it in an airtight container or freezer-friendly bag in the fridge or freeze the whole thing for up to 3 months. I recommend frosting the bread before serving. To thaw the whole loaf, simply let the carrot cake banana bread thaw at room temp for a few hours. You can do the same with the individual slices, or you can reheat them in the microwave for about 30 seconds.

Recommended tools
Get all of my kitchen essentials here!
More carrot cake recipes you’ll love
- The Best Healthy Carrot Cake You’ll Ever Eat (gluten free & paleo-friendly!)
- Carrot Cake Smoothie
- Healthy Carrot Cake Cookies (made with coconut oil + dairy free!)
- Healthy Carrot Cake Muffins with Cream Cheese Glaze
- Carrot Cake Baked Oatmeal Cups
Get all of our amazing easter recipes here!
I know you’re going to LOVE this carrot cake banana bread recipe! If you make it I’d love it if you would leave a comment and a rating to share how you liked it. Enjoy, xo!
Ambitious Kitchen
Cookbook
125 Ridiculously Good For You, Sometimes Indulgent, and Absolutely Never Boring Recipes for Every Meal of the Day
Carrot Cake Banana Bread with Thick Cinnamon Cream Cheese Frosting

Ingredients
- Dry Ingredients:
- 1 ½ cups (170g) whole wheat pastry flour (or white whole wheat flour)*
- ½ cup (48g) quick oats
- 1 teaspoon baking soda
- 1 teaspoon cinnamon
- ¼ teaspoon nutmeg
- ¼ teaspoon salt
- Wet ingredients:
- 2 medium very ripe bananas, mashed (¾ cup mashed banana)
- ½ cup (77g) coconut sugar (or brown sugar)
- 1 large egg
- 1 teaspoon vanilla
- ¼ cup (56g) melted and cooled coconut oil (any oil or melted butter/vegan butter will work)
- ¼ cup (63g) unsweetened applesauce
- 1 heaping cup (100g) shredded carrots (about 2 large carrots)
- ⅓ cup (80g) almond or coconut milk
- ⅓ cup (37g) chopped pecans or walnuts, plus 2 tablespoons (14g) for topping
- Optional add-ins:
- ½ cup (80g) raisins
- ½ cup (42g) unsweetened shredded coconut
- For the frosting:
- 4 oz (112g) cream cheese, softened (reduced fat if you'd like)
- ⅓ cup (38g) powdered sugar
- ¼ teaspoon cinnamon
- ½ teaspoon vanilla extract
Instructions
- Preheat oven to 350 degrees F. Spray 8 1/2 x 4 1/2 inch loaf pan with nonstick cooking spray.
- Whisk the dry ingredients: In a large bowl, whisk together whole wheat pastry flour, quick oats, baking soda, cinnamon, nutmeg and salt; set aside.
- Mix the batter: In a medium bowl, mix together mashed banana, coconut sugar, egg, and vanilla until well combined and creamy. Add in applesauce and almond milk, then fold in carrots. Add wet ingredients to the dry ingredients and mix until just combined -- DO NOT OVERMIX. Gently fold in melted coconut oil and ¼ cup of chopped walnuts or pecans, plus the raisins and coconut (if using).
- Bake: Pour into prepared loaf pan and bake for 40-55 minutes or until toothpick inserted into center comes out clean with a few crumbs attached. Mine took about 55 minutes in an 8x4 inch loaf pan. If you use a 9x5 inch pan, you may need to check the bread at 40 minutes.
- Remove from oven and place pan on wire rack to cool for 15 minutes. Remove bread from pan and place on wire rack to finish cooling completely.
- Make cinnamon cream cheese frosting: Beat cream cheese, powdered sugar, vanilla and cinnamon together on medium speed for a minute or until smooth. Spread over cooled bread. Sprinkle with 2 tablespoons chopped walnuts or pecans. Cut into 10-12 slices and enjoy!
Recipe Notes
Nutrition
Originally published: 2015. Updated and republished March 11, 2021, republished on April 4, 2022, and republished with new photos on April 1st, 2026.

I haven’t pulled it out of the oven yet and have had 3 neighbors text me asking what I’m baking. My house smells so good that I felt like I needed to leave a review about it.
I hope you loved it!!
This was soooo tasty. I had bananas to use up and been craving carrot cake and this really hit the spot especially with the icing! I liked that I had all ingredients on hand too. Very moist as well
Perfect! Glad you loved it!
Absolutely delicious! My whole family loved it. SO moist. Will defiantly be making again soon.
So happy to hear that!!
Loved it! I skipped the frosting and served each piece with whole milk yogurt and honey. I feel like it needed that extra punch of sweet and moisture/cream — huge fan! Will make again. — Also, baked this in a 9×9 glass dish lined with parchment paper for 40 minutes & topped with rolled oats, crushed walnuts and turbanido sugar before baking. The extra texture was nice while serving, + I’d omitted the walnuts from the bread itself.
P.S. Literally every time I go to bake, I search for anything from Ambitious Kitchen. I’ve bought your cookbook for like 5 people and obviously have it myself. Thank you!! 🙂
Perfect! Great idea with the toppings. And SO happy to hear that you’ve been loving the recipe – thank you for the cookbook support!
This is a little labor intensive but well worth it! I made them into muffins and cut the sugar down to 1/4 cup. I did add the walnuts, coconuts and raisins. The 15 year-old exclaimed she loved them! She didn’t notice the missing sugar. I did not add the frosting either. For health reasons, sugar is limited.
I will make them again because they are so good!! They are moist. I think I may make it into bread and serve is for Easter brunch!
Amazing! Glad they were a hit 🙂
I just made this for a Sunday breakfast treat, and I love telling my toddlers that we’re having cake for breakfast and knowing it’s healthy. I used all of the optional inclusions and walnuts instead of pecans because that’s what I had on hand. The icing makes just the right amount. I’ll definitely make this again, probably for Easter breakfast to go with hard boiled eggs.
Such a great breakfast for kiddos (and Easter!)
Just delicious! Your recipe was right on the mark, mine baked beautifully with a nice crust in 45 minutes. I added pecans and coconut to the bananas and carrots. I doubled the recipe since I had a lot of bananas and it was really perfect. Thanks!
So happy to hear that!
Is it possible to use just all purpose flour ? Would me measurements change ?
I’d recommend making this as is for the right texture!
Delicious and moist!
Substituted apple sauce 1:1 for greek yogurt which had no changes to the moisture. Added in shredded coconut, hemp hearts, and also pumpkin extract in the cake and icing for a more fall flavour. Lastly subbed almond milk for oat milk. Amazing, will make again!!
Perfect! Glad those swaps and additions worked out well!
I made it yesterday and it turned out great… it’s a keeper. Everyone loved it. I used 3/4 cup of each APF and whole wheat flour.
Perfect!!
Hello, your recipe sounds delicious but I am unable to eat oats. Have you possibly ever made it without? I’m trying to find a healthier substitute for my mother’s fantastic Carrot Banana Nut Bread.
Thank you,
Heidi
Hi! I’ve only make the cake as is – sorry!
Okay…this was freaking delicious. My journey for finding a healthier version of carrot banana cake is over. Mine took 90 minutes to cook – i have a deeper bread loaf tin i think. I also doubled the cream cheese frosting because its just soo good hehe. Thank you
So glad you loved it!
This was delicious! I will definitely be making it again!
So happy to hear that!
I made this for my husband’s birthday & it came out so well! I added 1/4tsp ginger & 1/8 cardamom and I also baked it in a square 8×8 glass dish greased with coconut oil. I should note that when measuring ingredients, the weights were not consistent with the volume measurements (& I didn’t pack down anything) so I tended to follow the volume measure instead. I was a bit concerned it wouldn’t turn out ok but it was actually great. (For example, 100g grated carrots was less than 1 med/large carrot, definitely not 2 and I believe the flour weight was 50g over what the recipe weight was, etc.) I also added 1/2c walnuts & 1/2c raisins, which was perfect. I baked it for 50 min in the square dish but probably should have checked it at 45 min just to be safe. (Perhaps should also note that I had about a 1.5 hr gap between making the cake & baking, so it was in the fridge in the interim). The coconut oil in the dish allowed it to separate well onto the drying rack, which was a relief as I was far too lazy to use parchment paper lining as well. Great recipe, I’ll definitely make this one again!
So glad it turned out delicious! I made sure to weigh each ingredient here, but will double check them with your notes 🙂 thank you!
I would love to try soon! How to make it a baby (1 year old) friendly layered CAKE version?Should I sub the flour for the consistency? Thank you.
I think it would be a much different recipe to replace all of the ingredients making it baby friendly! Try my smash cake here instead 🙂
Another win! You can’t go wrong with this as a treat for those who don’t like things that are overly sweet, but also those with a sweet tooth will be satisfied with the cream cheese frosting. I included the chopped walnuts and shredded coconut as mix ins and it had great texture.
Absolutely! Glad you enjoyed!
This recipe is a keeper! Love how moist and delicious it is. Pluses for the healthy ingredients. After cooling, I sliced and then froze the bread. It will be great while traveling in our. Motorhome!
Absolutely! Perfect treat.
We really enjoyed this! I added all the extra ingredients and it still held together. Not all carrot cakes do. Thank you for including weights! It makes everything easier and more accurate. A joy to make and eat
Forgot to add! #AKRecipeoftheMonth
So happy you loved it!
So freaking delicious! The frosting was unreal! You killed this one, Monique!! #AKRecipeoftheMonth
Yay so glad you loved it!!
So freaking delicious!! The frosting is unreal. I love it Monique! #AKRecipeoftheMonth
The carrot banana bread recipe was packed with so much flavor and a variety of textures. The spices mixed with the pecans worked so well together. The cream cheese frosting was hands down the BEST frosting I have ever had – the cinnamon add in was amazing. #AKRecipeOfTheMonth
Amazing! So glad you loved this one!
#AKRecipeoftheMonth made this for Easter breakfast, and it was delish! We omitted the icing and used a slather of creamed honey instead 😋
Love that! Glad it was a hit!
Been saving this recipe for Easter weekend …….what a treat 😋
Loved how deliciously moist the texture is, I made it using everything suggested – I added in the walnuts and shedded coconut too but no raisins. The cinnamon cream cheese frosting really is the icing on the cake which compliments and completes this bread perfectly 😊🤗
Great recipe for #AKRecipeoftheMonth
Amazing! So glad you loved it!
Delicious recipe. I followed recipe as written. Er tried a slice and plan to have more for a special breakfast tomorrow, Easter morning. Next time, I will make muffins and extra frosting. Definitely, a keeper recipe for those ripe bananas.
Amazing! Happy you loved it 🙂
This was a great easy recipe! The bread wasn’t too sweet, so the cream cheese frosting was a perfect touch. I didn’t have nutmeg, so I just added a little extra cinnamon and it still tasted great #AKRecipeOfTheMonth
Perfect! Glad you enjoyed!
So good! I added raisins and coconut and it came out perfectly 😍 I think this might be the first bread recipe I’ve ever made with carrots – tastes great! #AKRecipeoftheMonth
Amazing! Glad you enjoyed 🙂
#AKRecipeoftheMonth, I used all purpose flour, and added raisins and coconut (definitely recommend adding those as it adds to the flavor and interesting texture). The measurements in grams is so helpful! The cream cheese frosting is easy to make and DELICIOUS.
Perfect! So glad you loved it!
Delicious! We are big fans of carrot cake with cream cheese frosting, so this healthier version is right up our alley. I made mine into a dozen muffins which took 21 minutes to bake. Thanks! #AKRecipeoftheMonth
Love that! Glad the muffins were a hit 🙂
Flavorful, fast, healthier treat! Comes together with easy ingredients already available in my kitchen. I love the healthier swaps made in this recipe compared to a traditional carrot cake or banana bread! The cinnamon cream cheese frosting is a nice touch and helps add moisture to the bread.
Absolutely! Glad you enjoyed!
Hi! Do you think I can use regular whole wheat flor for this recipe? 💖
Hi! I’d recommend doing a mix of all-purpose flour and whole wheat flour instead of all whole wheat flour. I’m afraid that all whole wheat flour will make the bread too dense!
Thank you!! I love you! 💖💖💖💖
I didn’t have whole wheat pastry flour, so subbed for 1/2 regular whole wheat and 1/2 AP. Added all the goodies…walnuts, coconut, and raisins. YUM! And the cream cheese frosting is the perfect amount of sweet without being too much! #AKRecipeoftheMonth
Perfect! So glad you loved it!
I made this bread and it was delicious!
I would like to make it with gluten free rice flour.
Can you please include a recipe for this delicious bread with correct measurements for GF flour?
So glad you enjoyed! I haven’t tested this bread with GF flour, but I suspect that 1:1 gluten free all purpose flour OR oat flour would work using the same measurements. I’m not sure about rice flour.